Cookies are small-sized files, made up of letters and numbers, stored by the browser you use, so as you have a better browsing experience on the Internet. These files allow a website to recognize a user's equipment. It contains information that links a user of the web page to a webserver (website). If a user accesses that website again, the webserver will read the previously stored information.

A cookie will not affect your computer, the mobile terminal, or other equipment adversely, and will not store information for identification purpose.

A cookie consists of two parts: the name and the content / value. The lifespan of a cookie is limited; technically, only the webserver that sent the cookie can access it again when a user returns to the website associated with that webserver.

With the settings made in the browser you surf the Internet with, you can allow the launch or blocking of cookies. Cookies cannot be used to run programs or to transmit computer viruses.

By using cookies, you will benefit from a better browsing experience.

The websites https://ib.btrl.ro/BT24 and https://ib.btrl.ro/mBT24 use session cookies (stored in memory) and persistent cookies (placed on the hard disk). Persistent cookies are written in the Cookies folder under the user-profile folder or WINDIR \ Cookies folder.

The websites https://ib.btrl.ro/BT24 and https://ib.btrl.ro/mBT24 do not store personal information. Therefore, the cookies used on these websites are used only for technical purposes strictly related to the application functionality (e.g. storing the user's chosen language when accessing the application, keeping the session stable and secure, etc.), which is why their blocking makes the application impossible to use.

If you want to block the cookies, please make the following settings in the Internet browser you are using:

Google Chrome:

• Click the wrench icon and select Options from the list
• Click on the tab ”Advanced settings”
• Click Content Settings from the Confidentiality section.
• Select the wished settings
• click on X to close

Mozilla Firefox:

• Select Tools from the main bar, then Options
• click on the Confidentiality tab
• Select the wished settings
• Click OK to close

Internet Explorer

• click on the Settings/Tools icon
• click on Internet Options
• click on Confidentiality and then select the options
• click on Apply and then on OK to save the preferences

Terms and conditions

Banca Transilvania owns the intellectual property rights (including the database rights) on trademarks, logos, and all other materials presented and posted on this website.

BT reserves the right to modify the content and / or structure of the website at any time and without prior notice.

None of the information presented on this website - related to Banca Transilvania or the companies of the Banca Transilvania Financial Group - should be considered as an offer. This website does not contain pieces of advice or recommendations on making a decision, whichever that may be. Thus, BT cannot be held responsible for any damages caused to the website user.

It is forbidden to reproduce, distribute or publish in any form/regard the content of the materials presented on this website by any person, without the written consent of Banca Transilvania.

Banca Transilvania does not guarantee that the information displayed on this website does not contain errors, although BT makes every effort to transmit updated and accurate information. Any person wishing to obtain information and / or purchase one of the services or products presented on the website is kindly asked to contact any of Banca Transilvania's units to find out more details – e.g. : availability, agreement terms, fees and commissions, exchange rate, etc.

Banca Transilvania cannot be legally liable for any damages or losses caused to the website user due to erroneous information. The information may change at any time and no guarantee can be granted regarding the accuracy, completeness or updating of the information provided. Banca Transilvania cannot guarantee or control the update and accuracy of the information presented on the websites of third parties, which are referred to, on the bank's website.

Any person who visits the www.bt24.ro website and that provides personal data to the bank commit and agree expressly and unequivocally to the following:

• To receive, from the bank or from the Banca Transilvania Financial Group, via e-mail, newsletters.
• their personal data can be processed by the bank in order to conduct market studies or to send promotional products specific to direct marketing, by the bank or its partners with which the bank carries out commercial relations.
• Solving by the bank of the requests, questions and complaints addressed to the bank.

The Bank will maintain the confidentiality of this information, except for the information requested by the competent legal authorities. The bank will not rent or sell the database to third parties.

In accordance with the provisions of Law no. 677 of 2001, you benefit of the following rights: the right to information, the right of data access, the right to interfere with data, the right of opposition, the right of not being subject to an individual decision, the right to turn to the judicial courts.

If you want to learn more about how cookies work in relation to the online advertising, please visit the website http://www.youronlinechoices.com/ro/.

Banca Transilvania is registered in the Personal Data Operators Register under no. 8728.

The rights and obligations of the website users and Banca Transilvania S.A. provided in this document shall be interpreted and governed in accordance with the Romanian law. If you have any questions about these mentions, please contact us (Contact Section).

I have read the above instructions, and I hereby declare that I agree with the provisions stated in the “Terms and Conditions” above.